Financial advice

Choosing how to take your savings from the DC Section is a big decision, so it’s worth giving yourself plenty of time to go through your options without rushing. Broadly speaking, you have three options to help support you in making your decision.

Information and guidance

From the age of 50, you’re entitled to a free Pension Wise guidance session. This government service is provided by MoneyHelper and is available online, in person or by phone. Your adviser will talk you through the different options and help you understand what’s right for you. You can book your Pension Wise appointment at MoneyHelper or ask the Scheme administrator to help arrange one for you.

Specialist support from Isio Wealth Planning

If you’d like more detailed guidance that’s tailored to your circumstances, the Trustee and Kimberly-Clark have appointed Isio Wealth Planning to help you explore your options. Isio is an authorised, independent financial adviser (IFA), regulated by the Financial Conduct Authority.

The Trustee has negotiated discounted rates with Isio for our members to give you lower-cost access to an IFA to help you decide what’s best for you. You can read more about Isio’s service in our guide, Helping you decide.

Read guide

Find your own adviser

If you don’t want to use Isio, you can choose your own registered, independent financial adviser. Make sure that you have a clear understanding of all the potential costs for their services before making any decisions. You can get help finding an adviser at MoneyHelper.