Financial advice

Whether you’re going to be taking your pension from the Scheme at retirement or are considering a transfer, there’s a lot to think about. You may find it useful to get some advice about the choices available to you from within the Scheme as well as those outside it.

The decisions you make at retirement are irreversible, so it’s important to take the time to go over your options carefully and get independent financial advice.

Specialist support from Isio Wealth Planning

Neither the Trustee nor the Company can give you advice about your pension. Because this is such an important decision, the Trustee and Kimberly-Clark have appointed Isio Wealth Planning to help you explore your options at retirement. Isio is an authorised, independent financial adviser (IFA), regulated by the Financial Conduct Authority

The Trustee has negotiated discounted rates with Isio for our members, to give you lower-cost access to an IFA to help you decide what’s best for you. You can read more about Isio’s service in our guide, Helping you decide.

Read guide

Find your own adviser

If you don’t want to use Isio, you can choose your own registered, independent financial adviser. Make sure that you have a clear understanding of all the potential costs for their services before making any decisions. You can get help finding an adviser at MoneyHelper.